RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.94% (5.95%*) • Investment IO: 5.79% (6.67%*) • Investment PI: 5.69% (6.48%*)

  Business Loan

A Business Loan is a simple, low cost way to finance small business needs, like purchasing a new vehicle. With a fixed interest rate, this Business Loan gives you security of knowing your repayments won't change.
Category: Business Loans  Last Updated August 7, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information Business Vehicle Low Rate Loan Special Offer for Commercial or Business purposes. Flexible loan terms 1-7 years. Conditions apply.
Interest Rate
6.49% PA
Comparison Rate
6.86%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, FIXED, 6.49%
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.86%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 8.69%
  • Lending Rate Type: Fixed
  • Interest Rate: 8.69%, Comparison Rate 0.00%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Digital Banking Additional Information: Access your money 24/7 through Internet Banking, Telephone Banking or Mobile Banking services.
  • Offset
  • Other Additional Information: Choose between variable or fixed interest rates.

 Product Eligibility

  • Business Additional Information: Available for Business purposes only. Conditions apply.
  • Other Additional Information: Membership: You must be or become a Beyond Bank Australia member.
  • Other Additional Information: Lending Criteria applies.
  • Residency Status - Australian Citizen. Additional Information: Must be an Australian citizen, permanent Australian resident or hold a Visa. If a Visa holder's income is relied upon to determine serviceability, the term of the Visa must exceed the term of the loan.

 Bank Fees and Charges

  • Search Fee (Upfront), Amount: 35.00. Additional Information: This fee is payable for each search we conduct in relation to a loan or security including an ASIC search or Title search.
  • Approval / Variation Fee (Upfront), Amount: 295.00. Additional Information: Applicable when you apply for new or increased credit or request a change to your line of credit contract.
  • Default Notice Fee (Event), Amount: 20.00. Additional Information: This fee is payable whenever we send you a default notice because you have defaulted under the contract.
  • Ppsr & Asic Search Fees (Upfront), Amount: 55.00. Additional Information: This fee is payable when we conduct a combined PPSR and ASIC Search and obtain certificates.
  • Security Administration Fee (Upfront), Amount: 70.00. Additional Information: This fee is payable when we prepare a Goods Security or other security in relation to any type of Business Loan.
  • Additional Security Fee (Upfront), Amount: 200.00. Additional Information: This fee is payable when we prepare a security such as a guarantee or a security interest over a company's asset.
  • Default Fee On Business Vehicle Loans And Business Loans - Unsecured - On The 8th Day (Event), Amount: 20.00. Additional Information: This fee is payable on the 8th day you are in default.
  • Default Fee On Business Vehicle Loans And Business Loans - Unsecured - Every 14th Day Thereafter (Event), Amount: 25.00. Additional Information: This fee is payable every 14th day thereafter for so long as you remain in default.

 Limitations & Restrictions (Constraints)

  • Max Limit of 140000.00
  • Min Limit of 5000.00

Download our 40-page First Home Buyer Guide. It'll provide you with a framework that'll support your first home purchase.


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