ANZ Business Low Rate
A credit card facility for businesses with a low interest ongoing interest rate
Category: Credit and Charge Cards Last Updated July 13, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, CASH_ADVANCE, 14.49%
- Lending Rate Type: Cash Advance
- Interest Rate: 14.49%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
Product Features
- Additional Cards Additional Information: Any number of additional cards can be ordered
- Unlimited Txns Additional Information: Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.
- Insurance Additional Information: Unauthorised Transactions Insurance protects your business against misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.
- Digital Wallet
- Digital Wallet
- Digital Wallet
- Digital Wallet
- Digital Wallet
- Digital Banking Additional Information: Access using ANZ Internet Banking or ANZ App
- Bill Payment
- Fraud Protection Additional Information: You won't be liable for fraudulent transactions on your ANZ credit card account with ANZ Fraud Money Back Guarantee
Product Eligibility
- Business
Bank Fees and Charges
- Account Service (Periodic), Amount: 100.00.
- Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For Cash Advances made overseas at an ATM, bank or ANZ office, the 1.50% fee will be calculated with reference to the Cash Advance amount, any ATM operator fee plus any Overseas Transaction Fee charged on the Cash Advance.
- Overseas Transaction Fee (Purchase), Amount: Not Listed.. Additional Information: On the value of any International Transaction charged or credited to an ANZ Business One Facility.
- Late Payment (Event), Amount: 35.00.
- Over Limit (Event), Amount: Not Listed.. Additional Information: A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50.
- Payment Dishonour Fee (Event), Amount: 12.00.
Limitations & Restrictions (Constraints)
- Min Limit of 1000.00
- Max Limit of 50000 Additional Information: Maximum Limit is only applicable when applying via GoBiz online application channel.
Document Downloads
commercial-cards-anz-business-one-tsc.pdf (495.7 KB)