ANZ Business Black

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 21.74%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards Additional Information: Any number of additional cards can be ordered

• Unlimited Txns Additional Information: Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.

• Insurance Additional Information: Unauthorised Transactions Insurance protects your business against misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.

• Insurance

• Insurance

• Interest Free Additional Information: Up to 55 days interest free days on purchases

• Digital Wallet

• Digital Wallet

• Digital Wallet

• Digital Wallet

• Digital Wallet

• Digital Banking Additional Information: Access using ANZ Internet Banking or ANZ App

• Bill Payment

• Loyalty Program Additional Information: 0.5 Reward Points per $1 spent on taxation payments (uncapped). 1.5 Reward Points per $1 spent on eligible purchases up to and including $10,000 per statement period. 1.0 Reward Point per $1 spent on eligible purchases above $10,000 per statement period.

• Bonus Rewards Additional Information: Earn up to 150,000 extra Points Earn 100,000 extra ANZ Business Rewards Points when you spend $6k on eligible purchases in the first 3 months from approval of your new card. Plus earn an additional 50,000 bonus ANZ Business Rewards Points when you keep the card for over 15 months. T&Cs, eligibility criteria, fees and charges apply (including an Annual Fee, currently $300 plus a Rewards Fee, currently $75 per card per annum). New cardholders only. Offer not available to customers who have held an ANZ Qantas Business Rewards or ANZ Business Black card in the last 12 months.

 Product Eligibility

• Business

 Bank Fees and Charges

• Account Service (Periodic), Amount: 300.00.

• Rewards Fee (Periodic), Amount: 75.00.

• Cash Advance (Withdrawal), Amount: Not Listed.. Additional Information: A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For Cash Advances made overseas at an ATM, bank or ANZ office, the 1.50% fee will be calculated with reference to the Cash Advance amount, any ATM operator fee plus any Overseas Transaction Fee charged on the Cash Advance.

• Overseas Transaction (Purchase), Amount: Not Listed.. Additional Information: On the value of any International Transaction charged or credited to an ANZ Business One Facility.

• Late Payment (Event), Amount: 35.00.

• Over Limit (Event), Amount: Not Listed.. Additional Information: A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50.

• Payment Dishonour (Event), Amount: 12.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 5000.00

• Max Limit of 50000.00 Additional Information: Maximum Limit is only applicable when applying via GoBiz online application channel.

 Document Downloads

  commercial-cards-anz-business-one-tsc.pdf (495.7 KB)
  anz-business-black-travel-insurance-policy.pdf (578.9 KB)
  anz-business-one-rewards-options-tcs.pdf (148.8 KB)