ANZ Qantas Business Rewards
A credit card facility for businesses where you can earn Qantas points on eligible transactions and receive complimentary domestic and international travel insurance
Category: Credit and Charge Cards Last Updated December 9, 2024 Effective December 18, 2024
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, CASH_ADVANCE, 21.74%
- Lending Rate Type: Cash Advance
- Interest Rate: 21.74%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
Product Features
- Additional Cards Additional Information: Any number of additional cards can be ordered
- Unlimited Txns Additional Information: Unlimited ANZ transactions available using ANZ Internet Banking, ANZ Phone Banking, ANZ ATMs, ANZ Business Visa Debit and EFTPOS. Also includes any deposit, withdrawal or transfer at ANZ branches, cheques drawn by you and any cheque or manual merchant slip deposited to your account.
- Insurance Additional Information: Unauthorised Transactions Insurance protects your business against misuse for up to $37,500 per cardholder and $200,000 maximum for the total account, in any 12 month period.
- Insurance Additional Information:
- Insurance
- Interest Free Additional Information: Up to 55 days interest free days on purchases
- Digital Wallet
- Digital Wallet
- Digital Wallet
- Digital Wallet
- Digital Wallet
- Digital Banking Additional Information: Access using ANZ Internet Banking or ANZ App
- Bill Payment
- Loyalty Program Additional Information: 0.75 Qantas Points for every $1 spent on eligible purchases up to and including $15,000 in the statement period and 0.5 Qantas Points for every $1 spent thereafter (excluding taxation payments and government charges). 0.5 Qantas Points for every $1 spent on taxation payments and government charges.
- Bonus Rewards Additional Information: 130,000 bonus Qantas Points if you spend $6,000 on eligible purchases in the first 3 months from approval (eligibility criteria applies, refer to T&Cs)
Product Eligibility
- Business
Bank Fees and Charges
- Account Service (Periodic), Amount: 300.00.
- Rewards Fee (Periodic), Amount: 75.00.
- Cash Advance (Withdrawal), Amount: Not Listed.. Additional Information: A fee will be charged for each Cash Advance, except where it is obtained through an ANZ ATM. The fee will be the greater of $1.50 and 1.50% of the Cash Advance amount plus any ATM operator fee. For Cash Advances made overseas at an ATM, bank or ANZ office, the 1.50% fee will be calculated with reference to the Cash Advance amount, any ATM operator fee plus any Overseas Transaction Fee charged on the Cash Advance.
- Overseas Transaction (Purchase), Amount: Not Listed.. Additional Information: On the value of any International Transaction charged or credited to an ANZ Business One Facility.
- Late Payment (Event), Amount: 35.00.
- Over Limit (Event), Amount: Not Listed.. Additional Information: A fee will be charged if the Closing Balance shown on a Statement of Account exceeds the Facility Limit. The Overlimit Fee will be the lesser of 5% of the overlimit amount and $50.
- Payment Dishonour (Event), Amount: 12.00.
Limitations & Restrictions (Constraints)
- Min Limit of 5000.00
- Max Limit of 50000.00 Additional Information: Maximum Limit is only applicable when applying via GoBiz online application channel.
Document Downloads
commercial-cards-anz-business-one-tsc.pdf (495.7 KB)
anz-qantas-business-rewards-tcs.pdf (103.6 KB)