Orange One Low Rate
The credit card that gives you a low interest rate, no annual fee, plus no ING international transaction fees for eligible customers when you shop overseas or online.
Category: Credit and Charge Cards Last Updated November 1, 2024 Effective May 11, 2017
General Lending Rates
Rates listed below are for a product. Additional Information
Interest Rate
NA PA
NA PA
Comparison Rate
NAPA*
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, PURCHASE, 12.99%
- Lending Rate Type: Purchase
- Interest Rate: 12.99%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
, DISCOUNT, 9.99%
- Lending Rate Type: Discount
- Interest Rate: 9.99%, Comparison Rate 0.00%
- Repayment Type:
- Loan Purpose:
Product Features
- Card Access Additional Information: Available worldwide where Visa is accepted and EFTPOS is available.
- Unlimited Txns Additional Information: Unlimited electronic transactions.
- Digital Wallet Additional Information: Leave your wallet at home and pay the easy way with Apple Pay.
- Digital Banking
- Bill Payment Additional Information: Make payments the easy way.
- Notifications Additional Information: Receive SMS or email notifications when your balance moves above or below an amount you’ve specified, or when a withdrawal or deposit is above an amount you’ve specified.
- Additional Cards Additional Information: You can ask us to issue a Visa Credit Card to up to 3 Additional Cardholders.
- Interest Free Additional Information: Up to 45 days interest free on purchases.
- Other Additional Information: Use instalment plans to pay off your purchases over time at a lower interest rate - making them easier to plan and manage.
- Digital Wallet Additional Information: Leave your wallet at home and pay the easy way with Google Pay.
Product Eligibility
- Min Age - 18. Additional Information: You must be aged 18 or over.
- Min Income - 36000.00. Additional Information: You must meet any salary or regular deposit condition that we advise at the time you apply.
- Residency Status - Au. Additional Information: Available to Australian citizen or Australian permanent resident.
- Residency Status - Nz. Additional Information: Available to New Zealand citizen.
- Other Additional Information: Have and maintain an Australian residential address.
- Other Additional Information: You need to hold, or have applied for, an ING Orange Everyday Transaction Account at the time you apply.
- Other Additional Information: Monthly Auto-Pay from a linked ING account for the Minimum or Full Amount.
Bank Fees and Charges
- Annual Fee (Periodic), Amount: 0.00. Additional Information: There are no annual fees.
- Late Payment Fee (Event), Amount: 30.00.
- Additional Card Holder Fee (Periodic), Amount: 10.00. Additional Information: $10/year per additional card.
- International Purchase (Transaction), Amount: Not Listed..
- International Atm Withdrawal (Withdrawal), Amount: 5.00.
- Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: The greater of $3 or 3% of the cash advance amount.
Limitations & Restrictions (Constraints)
- Min Limit of 1000.00
- Max Limit of 30000.00