LOW RATE VISA CREDIT CARD

 General Lending Rates

• Lending Rate Type: Purchase
• Interest Rate: 10.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards

• Balance Transfers

• Interest Free

• Digital Banking

• Complementary Product Discounts Additional Information: Access concert and theatre ticket pre-sales, special movie screenings, members offers and much more

• Npp Enabled

• Npp Payid

 Product Eligibility

• Natural Person Additional Information: Available for personal use

• Min Age - 18.

 Bank Fees and Charges

• Annual Fee (Periodic), Amount: 50.00. Additional Information: Debited to your account on the day your credit card facility is activated and annually on anniversary

• Cash Advance (Transaction), Amount: 3.50. Additional Information: This fee is charged for making a cash advance, cash transfer or cash equivalent debit from your account

• Foreign Atm Withdrawal Fee (Withdrawal), Amount: 5.00. Additional Information: Payable when you use your Visa Debit Card at any oversas ATM to withdraw from your account.

• Currency Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: Payable when you use your card to pay for purchases or withdraw cash at overseas retail outlets or overseas ATM

• Bank Cheque (Event), Amount: 12.00. Additional Information: When you request a bank cheque

• Late Payment Fee (Event), Amount: 20.00. Additional Information: Payable where there is an amount overdue for payment past its due date

• Rtgs ''same Day'' Payment (Transaction), Amount: 20.00. Additional Information: Payable when you request a high value, time critical payment from your account to another financial instituation on a real time basis for "same day" payment

• Reject Fee (Event), Amount: 15.00. Additional Information: Payable when you arrange for a payment to another account or by direct debit and there are insufficient clear funds in your account.

 Limitations & Restrictions (Constraints)

• Min Limit of 500.00

• Max Limit of 50000.00