RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.94% (5.95%*) • Investment IO: 5.79% (6.67%*) • Investment PI: 5.69% (6.48%*)

  NAB Low Rate Business Card

If you’re a small business, our low rate business credit card can help you manage your cash flow.
Category: Credit and Charge Cards  Last Updated September 5, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , CASH_ADVANCE, 13.25%
  • Lending Rate Type: Cash Advance
  • Interest Rate: 13.25%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:
  , INTRODUCTORY, 0.00%
  • Lending Rate Type: Introductory
  • Interest Rate: 0.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Card Access
  • Additional Cards
  • Unlimited Txns
  • Interest Free Additional Information: Up to 55 interest free days on business purchases.
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Digital Wallet
  • Digital Banking
  • Bill Payment
  • Complementary Product Discounts
  • Insurance Additional Information: Complimentary
  • Other Additional Information: VISA Secure reduces online fraud by confirming your identity with a secret code to your mobile
  • Other Additional Information: Fraud protection NAB Defence detects fraudulent transactions. If fraud occurs, we’ll give back all your money.

 Product Eligibility

  • Business
  • Min Age - 18.
  • Min Turnover - 75000.00.
  • Residency Status - Must Be An Australian Citizen Or Permanent Resident.
  • Other Additional Information: Have 12 months of business financial data.
  • Other Additional Information: Registered for GST
  • Other Additional Information: Have a valid
 ABN/ACN

 Bank Fees and Charges

  • Annual Card Fee (Periodic), Amount: 60.00.
  • Late Payment Fee (Event), Amount: 15.00.
  • International Transaction Fee Single Currency (Transaction), Amount: Not Listed..
  • International Transaction Fee Multi-currency (Transaction), Amount: Not Listed..
  • Cash Advance Fee (Transaction), Amount: Not Listed.. Additional Information: Minimum fee is $3.00

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00 Additional Information: Account limit
  • Min Limit of 1000.00 Additional Information: Card limit
  • Max Limit of 18000000.00