Suncorp Bank Clear Options Platinum Credit Card

 General Lending Rates

• Lending Rate Type: Cash Advance
• Interest Rate: 21.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose:

 Product Features

• Additional Cards

• Unlimited Txns

• Insurance

• Digital Wallet

• Digital Banking Additional Information: Internet Banking

• Bill Payment

• Loyalty Program Additional Information: Earn 1.25 Suncorp Bank Credit Card Rewards Points per dollar spent on eligible transactions

• Loyalty Program Additional Information: Earn 0.5 Qantas Points for every dollar spent on Eligible Transactions, capped at $8,000 per Statement Period

• Digital Wallet

• Card Access

• Digital Wallet

• Interest Free Additional Information: Up to 44 days interest free on purchases.

• Interest Free Transfers Additional Information: No interest free days are available on retail purchases while you have a balance transfer

• Balance Transfers Additional Information: 0% p.a. for 12 months on balance transfers

 Product Eligibility

• Min Age - 18.

• Min Income - 35000.00.

• Residency Status - Australian Permanent Resident.

• Natural Person

 Bank Fees and Charges

• Clear Options Platinum Credit Card - With Suncorp Bank Credit Card Rewards Annual Fee (Periodic), Amount: 129.00.

• Additional Cardholder Fee (Periodic), Amount: 0.00.

• Late Payment Fee (Event), Amount: 30.00. Additional Information: $30 each time we do not receive the Minimum Payment Due and any Overdue Amount by the payment due date, debited to your Account after the payment due date. The Minimum Payment Due, any Overdue Amount, and payment due date are detailed on your statement of account.

• Domestic Cash Advance Fee (Withdrawal), Amount: 3.50. Additional Information: 3.5% of transaction amount, minimum charge of $3.50

• International Cash Advance Fee (Withdrawal), Amount: Not Listed.. Additional Information: 1.50% cash advance fee (after conversion to australian dollars) and you may be charged a foreign currency exchange fee (if you're withdrawing in a foreign currency). Use of ATMs not owned by suncorp may also incur a foreign ATM fee. $1000 withdrawal limit applies.

• International Transaction Fee (Transaction), Amount: Not Listed.. Additional Information: 3.40% International Transaction fee. We charge you an international transaction fee of 3.4%, of which a 1% service and assessment fee is payable by us to Visa, for any retail purchase or cash advance transaction in; Foreign currency, once converted to Australian dollars; and/or Australian dollars (or any other currency), when either the merchant or its financial institution/payment processor is located overseas.

• Dishonoured Payments Of Easi-pay (Event), Amount: 15.00. Additional Information: $15 fee will be charged to your acccount at the time of dishonour, and interest is charged on the outstanding amount.

• Overlimit Fee (Event), Amount: 40.00. Additional Information: A $40 overlimit fee applies when your credit limit is exceeded, debited to your account on the date your credit limit is exceeded and on each statement date in subsequent statement periods if your account remains overlimit. Overlimit fee applies to accounts activated prior to 1 July 2012.

• Clear Options Platinum Credit Card – With Qantas Frequent Flyer Rewards Annual Fee (Periodic), Amount: 199.00.

• Balance Transfer (qantas Frequent Flyer) (Event), Amount: 0.00. Additional Information: 0% p.a. interest rate applies to balances transferred with this offer for a period of 12 months.

 Limitations & Restrictions (Constraints)

• Max Limit of 100000.00

• Min Limit of 6000.00