3 Year Fixed Rate Investment Home Loan
A Fixed Rate Investment Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time.
Category: Home Loans Last Updated September 24, 2024 Effective November 1, 2024
General Lending Rates
Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
6.24% PA
6.24% PA
Comparison Rate
6.97%PA*
6.97%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
LVR <=80%
- Lending Rate Type: Fixed
- Interest Rate: 6.24%, Comparison Rate 6.97%
- Repayment Type: Interest Only
- Loan Purpose: Investment
Product Eligibility
- Min Age - 18.
- Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
- Natural Person
- Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.
Bank Fees and Charges
- Fixed Rate Prepayment Cost (Variable), Amount: Not Listed.. Additional Information: Payable if you repay your fixed rate loan in full before the fixed interest rate period expires; or make partial prepayments greater than $10,000 in any year of the fixed rate period. The prepayment cost is calculated and will be advised when the prepayment is made on your fixed rate loan.
- Default Notice Fee (Event), Amount: 30.00. Additional Information: Payable when a notice is issued regarding a default under the contract
- Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.
- Legal Fees (Variable), Amount: Not Listed.. Additional Information: At cost
- Consent Fee (Event), Amount: 250.00. Additional Information: For 2nd or subsequent mortgages or lease registration
- Property Valuation Fee (Variable), Amount: 250.00. Additional Information: At cost. Minimum is $250.00
- Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested
- Documentation Re-issue Fee (Event), Amount: 100.00.
- Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.
- Lenders Mortgage Insurance (Variable), Amount: Not Listed.. Additional Information: At cost
- Copies Of Statements (under 12 Months) Posted (Event), Amount: 1.00. Additional Information: per page
- Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone
- Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page
- Archive Retrieval Fee (Variable), Amount: 50.00. Additional Information: Per hour fee applies plus any expenses incurred
- Mortgage Discharge Fee (Event), Amount: 120.00. Additional Information: + 3rd party costs
- Switch/variation Fee - Home & Investment Loans (Event), Amount: 100.00. Additional Information: + 3rd party costs-To switch or vary home loans (other than switching to RateSaver)
- Ratesaver Switch Fee (Event), Amount: 100.00. Additional Information: + 3rd party costs-To switch to a RateSaver Loan
- Fixed Rate Lock Fee (Periodic), Amount: 750.00.
- Processing Fee (Upfront), Amount: 450.00.
Limitations & Restrictions (Constraints)
- Min Limit of 150000.00
- Max Limit of 5000000.00