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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

  NAB Margin Loan

With great service and competitive interest rates, we can help you take advantage of investment opportunities, both domestically and internationally.
Category: Margin Loans  Last Updated March 1, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT product. Additional Information $1,000,000 and above
Interest Rate
9.20% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  $250,000 and less than $1,000,000
Minimum: $250000.00 Maximum: $999999.00
  • Lending Rate Type: Variable
  • Interest Rate: 9.75%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  $1,000,000 or more
Minimum: $1000000.00 Maximum: $
  • Lending Rate Type: Variable
  • Interest Rate: 9.50%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv <$250,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.80%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv <$250,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.90%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv <$250,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv <$250,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.20%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv <$250,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.35%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv $250,000 to <$500,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.60%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv $250,000 to <$500,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.70%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv $250,000 to <$500,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.80%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv $250,000 to <$500,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.00%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv $250,000 to <$500,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.15%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv $500,000 to <$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.40%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv $500,000 to <$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.50%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv $500,000 to <$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.60%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv $500,000 to <$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.80%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv $500,000 to <$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.95%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in adv >$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.20%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in adv >$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.30%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in adv >$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.40%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in adv >$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.60%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in adv >$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.75%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears <$250,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.87%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears <$250,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.97%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears <$250,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.07%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears <$250,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.27%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears <$250,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.42%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears $250,000 to <$500,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.67%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears $250,000 to <$500,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.77%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears $250,000 to <$500,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.87%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears $250,000 to <$500,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.07%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears $250,000 to <$500,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.22%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears $500,000 to <$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.47%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears $500,000 to <$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.57%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears $500,000 to <$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.67%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears $500,000 to <$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.87%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears $500,000 to <$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 10.02%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 1 yr int in arrears >$1,000,000
Minimum: 1 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.27%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 2 yr int in arrears >$1,000,000
Minimum: 13 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.37%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 3 yr int in arrears >$1,000,000
Minimum: 25 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.47%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 4 yr int in arrears >$1,000,000
Minimum: 37 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.67%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment
  Fixed 5 yr int in arrears >$1,000,000
Minimum: 49 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 9.82%, Comparison Rate 0.00%
  • Repayment Type:
  • Loan Purpose: Investment

 Product Features

  • Redraw
  • Unlimited Txns
  • Digital Banking Additional Information: NAB Equity Lending Online

 Product Eligibility

  • Business
  • Natural Person

 Bank Fees and Charges

  • Establishment Fee - Individual Trustee (Upfront), Amount: 150.00.
  • Establishment Fee - Company Trustee (Upfront), Amount: 300.00.
  • Establishment Fee - Company Guarantor (Upfront), Amount: 150.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00