RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.79% (6.39%*) • Fixed: 5.79% (6.39%*) • Variable: 5.94% (5.95%*) • Investment IO: 6.19% (6.85%*) • Investment PI: 5.99% (6.61%*)

  Car Loan

Tailored rates available for cars, motorbikes, caravans and boats that are less than 5 years old.
Category: Personal Loans  Last Updated January 8, 2024  Effective May 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
6.95% PA
Comparison Rate
7.89%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Other Additional Information: The ability to make extra repayments or pay off your loan early without penalty

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
  • Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.
  • Natural Person

 Bank Fees and Charges

  • Loan Service Fee - Personal, Green & Car Loans (Periodic), Amount: 10.00.
  • Personal Property Security Admin Fee (Event), Amount: 30.00.
  • Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.
  • Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.
  • Default Notice Fee (Event), Amount: 30.00. Additional Information: Payable when a notice is issued regarding a default under the contract
  • Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone
  • Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested
  • Processing And Switch Fee - Personal And Car Loans (Variable), Amount: 150.00.
  • Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page
  • Archive Retrieval Fee (Variable), Amount: 50.00. Additional Information: Per hour fee apply plus any expenses incurred
  • Copies Of Statements (up To 12 Months) Posted (Event), Amount: 1.00. Additional Information: per page

 Limitations & Restrictions (Constraints)

  • Min Limit of 4000.00
  • Max Limit of 200000.00

Download our 40-page First Home Buyer Guide. It'll provide you with a framework that'll support your first home purchase.


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