ING Personal Loan
Unsecured personal loan with a low fixed rate, no ongoing monthly fees and no early repayment fees.
Category: Personal Loans Last Updated November 1, 2024 Effective July 8, 2018
General Lending Rates
Rates listed below are for a FIXED product. Additional Information
Interest Rate
6.89% PA
6.89% PA
Comparison Rate
7.10%PA*
7.10%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
, FIXED, 15.99%
- Lending Rate Type: Fixed
- Interest Rate: 15.99%, Comparison Rate 15.72%
- Repayment Type:
- Loan Purpose:
, FIXED, 8.49%
- Lending Rate Type: Fixed
- Interest Rate: 8.49%, Comparison Rate 9.20%
- Repayment Type:
- Loan Purpose:
, FIXED, 7.49%
- Lending Rate Type: Fixed
- Interest Rate: 7.49%, Comparison Rate 8.20%
- Repayment Type:
- Loan Purpose:
, FIXED, 6.89%
- Lending Rate Type: Fixed
- Interest Rate: 6.89%, Comparison Rate 7.10%
- Repayment Type:
- Loan Purpose:
, FIXED, 13.99%
- Lending Rate Type: Fixed
- Interest Rate: 13.99%, Comparison Rate 14.21%
- Repayment Type:
- Loan Purpose:
, FIXED, 11.99%
- Lending Rate Type: Fixed
- Interest Rate: 11.99%, Comparison Rate 12.21%
- Repayment Type:
- Loan Purpose:
, FIXED, 10.49%
- Lending Rate Type: Fixed
- Interest Rate: 10.49%, Comparison Rate 11.21%
- Repayment Type:
- Loan Purpose:
, FIXED, 9.49%
- Lending Rate Type: Fixed
- Interest Rate: 9.49%, Comparison Rate 10.21%
- Repayment Type:
- Loan Purpose:
, FIXED, 18.99%
- Lending Rate Type: Fixed
- Interest Rate: 18.99%, Comparison Rate 18.22%
- Repayment Type:
- Loan Purpose:
Product Features
- Digital Banking
- Other Additional Information: Same day funds. If you are an existing ING customer, the money can be received into your Orange Everyday on the same day as you accept your loan offer.
- Other Additional Information: Choice of 2, 3, 4, 5, 6 or 7 year loan terms with fortnightly or monthly repayments. 6 and 7 year loan terms only available for amounts above $30,000.
Product Eligibility
- Min Age - 18. Additional Information: You must be aged 18 or over.
- Min Income - 36000.00. Additional Information: You must meet any salary or regular deposit condition that we advise at the time you apply.
- Residency Status - Au. Additional Information: Available to Australian citizen or Australian permanent resident.
- Residency Status - Nz. Additional Information: Available to New Zealand citizen.
- Other Additional Information: Have and maintain an Australian residential address.
Bank Fees and Charges
- Annual Fee (Periodic), Amount: 0.00. Additional Information: There are $0 monthly fees.
- Late Payment Fee (Event), Amount: 30.00.
- Early Repayment Fee (Exit), Amount: 0.00. Additional Information: Flexibility to make extra repayments without charge. You won’t be hit with early repayment fees if you pay the loan off early.
- Establishment Fee (Event), Amount: 199.00.
- Interim Statement Fee (Event), Amount: 7.00.
Limitations & Restrictions (Constraints)
- Min Limit of 5000.00
- Max Limit of 60000.00