RBA Cash Rate: 4.10% · 1AUD = 0.62 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 5.14% (6.01%*) • Fixed: 5.14% (6.01%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 5.55% (5.96%*)

  Lifestyle Personal Loan

When you need a personal loan to make your world a better place, we offer a few that could be just what you're looking for. Holidays, debt consolidation, cars and more.
Category: Personal Loans  Last Updated September 18, 2024  Effective April 7, 2025

 General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Applicable for Property Owners
Interest Rate
7.89% PA
Comparison Rate
8.92%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  , VARIABLE, 7.89%
  • Lending Rate Type: Variable
  • Interest Rate: 7.89%, Comparison Rate 8.92%
  • Repayment Type:
  • Loan Purpose:

 Product Features

  • Digital Banking Additional Information: You can self-serve your day-to-day banking needs via Bank Australia's App or Internet Banking.
  • Other Additional Information: Flexible Repayments: Make your loan repayments weekly, fortnightly or monthly
  • Redraw Additional Information: Redraw available for Lifestyle Personal Loan - Homeowners only

 Product Eligibility

  • Min Age - 18. Additional Information: Individuals (natural persons) must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older.
  • Natural Person Additional Information: Individuals only: Not available for non-personal borrowers.
  • Other Additional Information: Applications for loans are subject to the Bank's lending criteria.
  • Residency Status - Au. Additional Information: Australian citizen or permanent resident of Australia

 Bank Fees and Charges

  • Personal Loan Establishment Fee (Upfront), Amount: 150.00. Additional Information: Payable to establish a personal loan.
  • Early Repayment Fee (Exit), Amount: 0.00. Additional Information: There is no early repayment fee
  • Late Payment Fee (Payment), Amount: 0.00. Additional Information: There is no late payment fee
  • Redraw Fee (Event), Amount: 0.00. Additional Information: There is no redraw fee
  • Monthly Fee (Periodic), Amount: 0.00. Additional Information: There is no monthly fee

 Limitations & Restrictions (Constraints)

  • Min Limit of 1000.00 Additional Information: Minimum loan amount $1,000

Download our 40-page First Home Buyer Guide. It'll provide you with a framework that'll support your first home purchase.


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