RBA Cash Rate: 4.10% · 1AUD = 0.62 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 5.14% (6.01%*) • Fixed: 5.14% (6.01%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 5.55% (5.96%*)

  Term Deposit

With this account you’ll enjoy a higher interest rate than what a traditional savings account can offer. Choose your preferred term from 30 days right up to 5 years.
Category: Term Deposits  Last Updated December 4, 2022  Effective April 7, 2025

 Bank Fees and Charges

  • Bank Cheque Withdrawal (Withdrawal), Amount: 10.00.
  • Cheque Special Clearance (Event), Amount: 15.00.
  • Foreign Cheque Clearance (Event), Amount: 100.00.
  • Foreign Currency Cheque Fee (Transaction), Amount: 10.00.
  • Cheque Search Fee (Event), Amount: 60.00. Additional Information: $60 per hour (min charge $15)
  • Stop Payment Of Bank Cheque (Event), Amount: 20.00.
  • Swift (Event), Amount: 30.00.
  • Telegraphic Transfer (Transaction), Amount: 30.00.
  • Inward Telegraphic Transfer (domestic) (Transaction), Amount: 2.00.
  • Inward Telegraphic Transfer (international) (Transaction), Amount: 10.00.
  • Interbank Credit Transfer (Transaction), Amount: 4.00.
  • Special Service (Event), Amount: 60.00. Additional Information: $60 per hour (min charge $30)
  • Interim Statement Fee (Event), Amount: 5.00. Additional Information: $5 per statement
  • Duplicate Statement Fee (Event), Amount: 5.00. Additional Information: $5 per statement
  • Closing Details (Event), Amount: 5.00. Additional Information: $5 per request
  • Transaction Summary (Event), Amount: 5.00.
  • Direct Debit Dishonour (Event), Amount: 10.00.

 Document Downloads

Download our 40-page First Home Buyer Guide. It'll provide you with a framework that'll support your first home purchase.


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