RBA Cash Rate: 4.10% · 1AUD = 0.62 USD · Inflation: 2.4%  
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Home Loan Variable: 5.43% (6.02%*) • Home Loan Fixed: 5.14% (6.01%*) • Fixed: 5.14% (6.01%*) • Variable: 5.43% (6.02%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 5.55% (5.96%*)

  Personal Term Deposits

A high interest rate guaranteed for the term. You choose the timeframe.
Category: Term Deposits  Last Updated March 19, 2025  Effective January 29, 2008

 Product Features

  • Digital Banking

 Product Eligibility

  • Min Age - 18. Additional Information: You must be aged 18 or over.
  • Other Additional Information: You must be an Australian resident for taxation purposes.

 Bank Fees and Charges

  • Account Fee (Periodic), Amount: 0.00. Additional Information: There are $0 monthly fees.
  • Early Withdrawal (Exit), Amount: 0.00. Additional Information: You may withdraw all (but not part) of your deposit before the end of the term. A reduced rate of interest will apply in these circumstances. You'll need to give us at least 31 days' advance notice (except in the case of hardship).

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000.00 Additional Information: Minimum balance of $10,000.
  • Opening Balance of 10000.00 Additional Information: Minimum balance of $10,000.
  • Max Balance of 5000000.00 Additional Information: We may not accept a deposit to your Personal Term Deposit if it would result in the combined deposits of all your Personal Term Deposit(s) (whether in individual or joint names) exceeding $5,000,000.

Download our 40-page First Home Buyer Guide. It'll provide you with a framework that'll support your first home purchase.


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