RBA Cash Rate: 4.35% · 1AUD = 0.67 USD · Inflation: 4.1%  
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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.84% (6.19%*)

  Maxi Saver

A savings account that offers a great interest rate with access to funds through a linked account via Internet and Phone Banking.
Category: Transaction & Savings Accounts  Last Updated July 25, 2024  Effective December 18, 2024

 General Lending Rates

Rates listed below are for a product. Additional Information
Interest Rate
NA PA
Comparison Rate
NAPA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Other Additional Information: Easy access : Unlimited online access to your savings with a linked transaction account.
  • Other Additional Information: Uncapped saving : Interest is calculated on the total balance of your Maxi Saver with no limit on deposit amounts.
  • Other Additional Information: Government guarantee : The Financial Claims Scheme guarantees deposits to a cap of $250,000 per account-holder.
  • Other Additional Information: Quick Balance : Know exactly how much money you have on hand, at a glance at your smartphone or watch.
  • Other Additional Information: No limit on the number of accounts that customer can hold, but only the first Maxi Saver account opened with you as an account holder will be eligible for the introductory bonus interest
  • Other Additional Information: Account can be opened via Online and mobile (minimum age may apply), in branch and phone.
  • Other Additional Information: No minimum opening balance for this account
  • Other Additional Information: Statements : 6 monthly, or more frequently on request.
  • Digital Banking Additional Information: Online , Mobile and telephone banking is available and alerts will be received
  • Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.
  • Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.

 Product Eligibility

  • Min Age - 14.
  • Residency Status - Those With An Australian Residential Address And Who Are Currently In Australia..

 Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00.
  • Internet Banking (Transaction), Amount: 0.00.
  • Phone Banking (Transaction), Amount: 0.00.
  • Staff Assisted (branch And Telephone) (Withdrawal), Amount: 0.00.
  • Frequent Statement (Event), Amount: 0.00. Additional Information: An additional statement provided to you. The fee is charged on the last business day of the month in which the additional statement is provided.
  • Collection Item (Event), Amount: 0.00. Additional Information: A cheque or merchant envelope deposit. Each cheque and merchant envelope deposit made at the one time is counted as a separate collection item. For example, five cheques deposited at the one time are counted as five collection items.
  • Overdrawn Fee (Event), Amount: 15.00.
  • Overseas Withdrawal (Withdrawal), Amount: 5.00. Additional Information: Nil for cash withdrawals from Global ATM Alliance and Westpac Group partner ATMs. To find an overseas ATM visit banksa.com.au and search 'Global ATM Alliance'

 Document Downloads

Download our 40-page First Home Buyer Guide. It'll provide you with a framework that'll support your first home purchase.


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