Incentive Saver

 General Lending Rates

 Product Features

• Cashback Offer Additional Information: Customers who maximise their accounts can earn $30 from us: For New to Bank customers: Open a Savings Incentive Saver account and Transaction Complete Freedom account and deposit $100 into the Savings Incentive Saver account. For Existing customers: Open either a new Savings Incentive Saver account or Transaction Complete Freedom account and deposit $100 into the Savings Incentive Saver account. T&Cs apply.

• Other Additional Information: Automatic transfers : Help yourself get the total reward rate by setting up a monthly deposit in online banking.

• Other Additional Information: Uncapped saving : Interest is calculated on the total balance of your Incentive Saver with no limit on deposit amounts.

• Other Additional Information: Government guarantee : The Financial Claims Scheme guarantees deposits to a cap of $250,000 per account-holder.

• Other Additional Information: Quick Balance : Know exactly how much money you have on hand, at a glance at your smartphone or watch.

• Other Additional Information: No limit on the number of accounts that customer can hold, unless the account holder is under the age of 18, in which case a limit of one account applies

• Other Additional Information: Account can be opened via Online and mobile (minimum age may apply), in branch and phone.

• Other Additional Information: No minimum opening balance for this account

• Other Additional Information: Statements : 6 monthly, or more frequently on request.

• Digital Banking Additional Information: Online , Mobile and telephone banking is available and alerts will be received

• Other Additional Information: You will earn tiered interest with this product. Interest is paid monthly.

• Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.

• Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.

• Other Additional Information: You can pay bills using BPAY

• Other Additional Information: You can make direct debits and periodical payments with this account

 Product Eligibility

• Min Age - 14.

• Residency Status - Those With An Australian Residential Address And Who Are Currently In Australia..

 Bank Fees and Charges

• Account Keeping Fee (Periodic), Amount: 0.00.

• Internet Banking (Transaction), Amount: 0.00.

• Phone Banking (Transaction), Amount: 0.00.

• Visa Debit Transactions (Transaction), Amount: 0.00. Additional Information: Visa Debit transactions are free. The merchant may charge a fee for Visa Debit transactions as a surcharge for accepting payment by card. Such fees are merchants? fees. They are not St.George fees.

• Eftpos (Transaction), Amount: 0.00. Additional Information: An eftpos transaction other than transactions undertaken on an EFT Terminal at an Electronic Agency.

• Staff Assisted (branch And Telephone) (Withdrawal), Amount: 0.00.

• Bank@post (Withdrawal), Amount: 0.00.

• Direct Debit (Transaction), Amount: 0.00. Additional Information: A transfer of funds from your St.George account drawn under a direct debit request you gave another person.

• Periodical Payment (Transaction), Amount: 0.00. Additional Information: A transfer of funds that we make on a regular basis at your request from your account to another specific account.

• Foreign Currency Conversion Fee (Transaction), Amount: Not Listed.. Additional Information: This fee is charged for any transaction that involves the conversion of an amount of foreign currency into Australian Dollars. The fee is charged at the time the transaction is processed to your account. The fee will be shown on your account statement separately to the transaction amount.

• Frequent Statement (Event), Amount: 0.00. Additional Information: An additional statement provided to you. The fee is charged on the last business day of the month in which the additional statement is provided.

• Collection Item (Event), Amount: 0.00. Additional Information: A cheque or merchant envelope deposit. Each cheque and merchant envelope deposit made at the one time is counted as a separate collection item. For example, five cheques deposited at the one time are counted as five collection items.

• Overdrawn Fee (Event), Amount: 15.00.

• Overseas Withdrawal (Withdrawal), Amount: 5.00. Additional Information: Nil for cash withdrawals from Global ATM Alliance and Westpac Group partner ATMs. To find an overseas ATM visit stgeorge.com.au and search 'Global ATM Alliance'

 Document Downloads

  savinvestransaccounts-terms.pdf (1.1 MB)