Westpac eSaver

 General Lending Rates

 Product Features

• Unlimited Txns Additional Information: Unlimited access via a linked Westpac Choice account

• Other Additional Information: Competitive interest rate on savings

• Digital Banking Additional Information: Online, Mobile and telephone banking is available

• Other Additional Information: Statements : 6 monthly, or more frequently on request.

• Other Additional Information: No limit on the number of accounts that customer can hold

• Other Additional Information: Introductory fixed rate for the first 5 months for new eSaver customers - Sole applicants who have never held an eSaver account before. Joint account holders where the primary account holder has never had an eSaver account. The first 5 months, on top of the standard variable rate. After 5 months, the standard variable interest rate will apply.

• Other Additional Information: No minimum deposit or monthly balance

• Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.

• Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.

 Product Eligibility

• Min Age - 14.

• Other Additional Information: Be registered for Online and Telephone Banking.

• Other Additional Information: To open a Westpac eSaver account, you must hold a Westpac everyday account. Fees and charges apply on a Westpac everyday account.

• Residency Status - Those With An Australian Residential Address And Who Are Currently In Australia..

 Bank Fees and Charges

• Account Keeping Fee (Periodic), Amount: 0.00.

• Online Banking (including Mobile Banking) (Withdrawal), Amount: 0.00. Additional Information: Online transfer withdrawals via Online Banking.

• Telephone Banking Withdrawal (automated) (Withdrawal), Amount: 15.00.

• Telephone Banking Withdrawal (non-automated) (Withdrawal), Amount: 0.00.

• Branch Staff Assisted Withdrawal (Withdrawal), Amount: 0.00.

• Overdrawn Fee (Event), Amount: 15.00.

• Overseas Withdrawal (Withdrawal), Amount: 5.00. Additional Information: Nil for cash withdrawals from Global ATM Alliance and Westpac Group partner ATMs. Nil for all overseas ATM balance enquiries. To find an overseas ATM visit westpac.com.au and search 'Global ATM Alliance'

• Point Of Sale (pos) Transactions (Transaction), Amount: 0.00.

• Foreign Transaction Fee (merchant Outside Australia) (Transaction), Amount: Not Listed.. Additional Information: 3% of the AUD transaction amount where a transaction is made in a foreign currency and the merchant or financial institution accepting the card is located outside of Australia (comprising of 2% Westpac Processing Fee plus 1% Westpac On-Charged Scheme Fee)

• Foreign Transaction Fee (australian Merchant) (Transaction), Amount: Not Listed.. Additional Information: 2.2% of the AUD transaction amount where a transaction is made in foreign currency and the merchant or financial institution accepting the card is located in Australia (comprising of 2% Westpac Processing Fee plus a Westpac On-Charged Scheme Fee of 0.2%)

• Direct Debit (Withdrawal), Amount: 0.00.

• Domestic Atm Transactions (Transaction), Amount: 0.00. Additional Information: Any withdrawal or balance enquiry made at a Westpac/Bank of Melbourne St.George/BankSA branded ATM. Non-Westpac Group branded ATMs may apply an operator fee by the ATM owner for a balance enquiry or cash withdrawal made, which should be disclosed at the time of the transaction on the ATM screen. This fee is debited on the day (or next business day) of the transaction and is itemised separately on your statement.

 Document Downloads

  personalaccounts-tandc.pdf (713.4 KB)