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Home Loan Variable: 5.94% (5.95%*) • Home Loan Fixed: 5.49% (6.26%*) • Fixed: 5.49% (6.26%*) • Variable: 5.94% (5.95%*) • Investment IO: 5.79% (6.67%*) • Investment PI: 5.69% (6.48%*)

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Example Multiple Banks (Fixed)
Interest*
5.54%
Comparison*
5.91%
   
5.54%
5.93%
   
5.54%
6.02%
   
5.54%
6.04%
   
Example Multiple Banks Variable)
Interest*
5.94%
Comparison*
5.95%
   
5.99%
6.01%
   
5.99%
6.02%
   
6.04%
6.07%
   
Example BIg-4 Only (Variable)
Interest*
5.94%
Comparison*
5.95%
   
5.94%
6.05%
   
5.98%
6.02%
   
5.98%
6.13%
   
Example Invest Products (IO)
Interest*
5.99%
Comparison*
7.55%
   
5.99%
7.71%
   
5.99%
7.89%
   
5.99%
8.09%