Terms and Conditions
To refer a friend for a home loan and qualify for any reward, your family member or friend must (i) not already be an existing or previous client; (ii) be an Australian resident; and (iii) be over 18 years of age (iv) mortgage settled must be on or above $400 000. You cannot refer yourself.
We reservs the right to vary, supplement or discontinue any referral promotion and these Terms and Conditions at any time without prior notice. If withdrawn, we will honour all referrals entered before the promotion is withdrawn, provided that the loan is approved and funded. Referral Promotions are not applicable in conjunction with any other promotional offer, unless expressly indicated. Terms, conditions, fees and charges apply.
Self-Managed Super Finance Review [ Blog ]
Frequently Asked Questions [ Blog ]
Home Loan and Investment Product Review [ Blog ]
Array ( [beliefmedia] => Array ( [bmsid] => dfaaa6b3864d7c9473e1cbc9a20d0723 [bmuid] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [user] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [geo] => Array ( [bmuid] => fbaae973070ce0869ac679594e6c1d7e42bb05e019ef4b3822d990afe984e5cc [bmuid_id] => 15765089 [ip] => 18.117.151.198 [bmsid] => dfaaa6b3864d7c9473e1cbc9a20d0723 [bmsid_id] => 15501644 [ip_id] => [xena_bmuid_ip_id] => 6979830 [ipaddress] => 18.117.151.198 [ipversion] => 4 [continent] => North America [continent_code] => NA [countrycode] => US [countryname] => United States [country_name] => United States [country_code] => US [region] => Ohio [regionname] => Ohio [state] => Ohio [cityname] => Columbus [city] => Columbus [latitude] => 39.96120000 [longitude] => -82.99880000 [timezone] => [zipcode] => [host] => ec2-18-117-151-198.us-east-2.compute.amazonaws.com [host_domain] => amazonaws.com [asn] => 16509 [aso] => Amazon.com, Inc. [full] => Array ( [city] => Array ( [names] => Array ( [en] => Columbus ) ) [continent] => Array ( [code] => NA [geoname_id] => 6255149 [names] => Array ( [de] => Nordamerika [en] => North America [es] => Norteamérica [fa] => امریکای شمالی [fr] => Amérique Du Nord [ja] => 北アメリカ大陸 [ko] => 북아메리카 [pt-BR] => América Do Norte [ru] => Северная Америка [zh-CN] => 北美洲 ) ) [country] => Array ( [geoname_id] => 6252001 [is_in_european_union] => [iso_code] => US [names] => Array ( [de] => Vereinigte Staaten von Amerika [en] => United States [es] => Estados Unidos de América (los) [fa] => ایالات متحدهٔ امریکا [fr] => États-Unis [ja] => アメリカ合衆国 [ko] => 미국 [pt-BR] => Estados Unidos [ru] => США [zh-CN] => 美国 ) ) [location] => Array ( [latitude] => 39.9612 [longitude] => -82.9988 ) [subdivisions] => Array ( [0] => Array ( [names] => Array ( [en] => Ohio ) ) ) ) [id] => Array ( [ip_id] => 112941 [suburb_id] => 5027 [state_id] => 1076 [country_id] => 219 [continent_id] => 8 [lat_lng_id] => 6746 ) [ms] => [timezone_id] => [ms_id] => ) [interest] => Array ( [undefined] => 1 ) [last_visit] => 1735219314 [page_id] => 9424 [unique_id] => Z21Yct9-E4FFkaLTRy4xLgAAAAE [server_ip] => 180.92.197.157 [pkey] => 5dade92790cd93e57e7b44b1b81e9359 [site_id] => c4164d9a10718cee31217113773e8b3e [post_status] => publish [is_administrator] => 0 [xena] => url=https%3A%2F%2Fraisefinance.com.au%2Ftest-page&sitehash=c4164d9a10718cee31217113773e8b3e&site_id=c4164d9a10718cee31217113773e8b3e&bmuid=788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47&bmuid_id=15765090&page_id=9424&post_type=page&post_type_id=20&is_lp=0&dts=1735219314&dt=2024-12-26+13%3A21%3A54&to_id=9424&referrer=0&domain_id=78&is_shortt=0&is_internal=0&from_id=0&is_from_front=0&is_from_blog=0&referrer_id=3778&lender_id=126&pairing_id=4728&bmsid=dfaaa6b3864d7c9473e1cbc9a20d0723&bmsid_id=15501645&is_mobile=0&is_conversion=0&is_home=0&is_blog=0&is_search=0&is_archive=0&is_post_type_archive=0&ip=18.117.151.198&is_bot=1&user_agent=Mozilla%2F5.0+AppleWebKit%2F537.36+%28KHTML%2C+like+Gecko%3B+compatible%3B+ClaudeBot%2F1.0%3B+%2Bclaudebot%40anthropic.com%29&user_agent_id=30&os_id=8&is_logged_in=0&unique_id=Z21Yct9-E4FFkaLTRy4xLgAAAAE&hash=9aeadd540290fc14a0aa940562995fe6&bmuid_ip_id=6979831&interest=undefined&interest_id=2&website_xena_id=7073702&title=Test+Page&published_date=24+January+2023&modified_date=2023-10-06T15%3A23%3A13%2B10%3A00&post_status=publish&post_thumbnail_id=0&post_thumbnail_url=0&post_name=test-page [xena_link] => Array ( [url] => https://raisefinance.com.au/test-page [is_internal] => 0 [bmuid_id] => 15765090 [bmuid] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [sitehash] => c4164d9a10718cee31217113773e8b3e [bmsid] => 15501645 [page_id] => 9424 [from_id] => 0 [to_id] => 9424 [is_from_front] => 0 [is_from_blog] => 0 [is_mobile] => 0 [is_lp] => 0 [is_home] => 0 [is_blog] => 0 [is_archive] => 0 [is_post_type_archive] => 0 [post_type] => page [unique_id] => Z21Yct9-E4FFkaLTRy4xLgAAAAE [hash] => 9aeadd540290fc14a0aa940562995fe6 [dts] => 1735219314 [dt] => 2024-12-26 13:21:54 [ip] => 18.117.151.198 [is_logged_in] => 0 [referrer] => [user_agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com) ) ) )
Array ( [beliefmedia] => Array ( [bmsid] => dfaaa6b3864d7c9473e1cbc9a20d0723 [bmuid] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [user] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [geo] => Array ( [bmuid] => fbaae973070ce0869ac679594e6c1d7e42bb05e019ef4b3822d990afe984e5cc [bmuid_id] => 15765089 [ip] => 18.117.151.198 [bmsid] => dfaaa6b3864d7c9473e1cbc9a20d0723 [bmsid_id] => 15501644 [ip_id] => [xena_bmuid_ip_id] => 6979830 [ipaddress] => 18.117.151.198 [ipversion] => 4 [continent] => North America [continent_code] => NA [countrycode] => US [countryname] => United States [country_name] => United States [country_code] => US [region] => Ohio [regionname] => Ohio [state] => Ohio [cityname] => Columbus [city] => Columbus [latitude] => 39.96120000 [longitude] => -82.99880000 [timezone] => [zipcode] => [host] => ec2-18-117-151-198.us-east-2.compute.amazonaws.com [host_domain] => amazonaws.com [asn] => 16509 [aso] => Amazon.com, Inc. [full] => Array ( [city] => Array ( [names] => Array ( [en] => Columbus ) ) [continent] => Array ( [code] => NA [geoname_id] => 6255149 [names] => Array ( [de] => Nordamerika [en] => North America [es] => Norteamérica [fa] => امریکای شمالی [fr] => Amérique Du Nord [ja] => 北アメリカ大陸 [ko] => 북아메리카 [pt-BR] => América Do Norte [ru] => Северная Америка [zh-CN] => 北美洲 ) ) [country] => Array ( [geoname_id] => 6252001 [is_in_european_union] => [iso_code] => US [names] => Array ( [de] => Vereinigte Staaten von Amerika [en] => United States [es] => Estados Unidos de América (los) [fa] => ایالات متحدهٔ امریکا [fr] => États-Unis [ja] => アメリカ合衆国 [ko] => 미국 [pt-BR] => Estados Unidos [ru] => США [zh-CN] => 美国 ) ) [location] => Array ( [latitude] => 39.9612 [longitude] => -82.9988 ) [subdivisions] => Array ( [0] => Array ( [names] => Array ( [en] => Ohio ) ) ) ) [id] => Array ( [ip_id] => 112941 [suburb_id] => 5027 [state_id] => 1076 [country_id] => 219 [continent_id] => 8 [lat_lng_id] => 6746 ) [ms] => [timezone_id] => [ms_id] => ) [interest] => Array ( [undefined] => 1 ) [last_visit] => 1735219314 [page_id] => 9424 [unique_id] => Z21Yct9-E4FFkaLTRy4xLgAAAAE [server_ip] => 180.92.197.157 [pkey] => 5dade92790cd93e57e7b44b1b81e9359 [site_id] => c4164d9a10718cee31217113773e8b3e [post_status] => publish [is_administrator] => 0 [xena] => url=https%3A%2F%2Fraisefinance.com.au%2Ftest-page&sitehash=c4164d9a10718cee31217113773e8b3e&site_id=c4164d9a10718cee31217113773e8b3e&bmuid=788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47&bmuid_id=15765090&page_id=9424&post_type=page&post_type_id=20&is_lp=0&dts=1735219314&dt=2024-12-26+13%3A21%3A54&to_id=9424&referrer=0&domain_id=78&is_shortt=0&is_internal=0&from_id=0&is_from_front=0&is_from_blog=0&referrer_id=3778&lender_id=126&pairing_id=4728&bmsid=dfaaa6b3864d7c9473e1cbc9a20d0723&bmsid_id=15501645&is_mobile=0&is_conversion=0&is_home=0&is_blog=0&is_search=0&is_archive=0&is_post_type_archive=0&ip=18.117.151.198&is_bot=1&user_agent=Mozilla%2F5.0+AppleWebKit%2F537.36+%28KHTML%2C+like+Gecko%3B+compatible%3B+ClaudeBot%2F1.0%3B+%2Bclaudebot%40anthropic.com%29&user_agent_id=30&os_id=8&is_logged_in=0&unique_id=Z21Yct9-E4FFkaLTRy4xLgAAAAE&hash=9aeadd540290fc14a0aa940562995fe6&bmuid_ip_id=6979831&interest=undefined&interest_id=2&website_xena_id=7073702&title=Test+Page&published_date=24+January+2023&modified_date=2023-10-06T15%3A23%3A13%2B10%3A00&post_status=publish&post_thumbnail_id=0&post_thumbnail_url=0&post_name=test-page [xena_link] => Array ( [url] => https://raisefinance.com.au/test-page [is_internal] => 0 [bmuid_id] => 15765090 [bmuid] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [sitehash] => c4164d9a10718cee31217113773e8b3e [bmsid] => 15501645 [page_id] => 9424 [from_id] => 0 [to_id] => 9424 [is_from_front] => 0 [is_from_blog] => 0 [is_mobile] => 0 [is_lp] => 0 [is_home] => 0 [is_blog] => 0 [is_archive] => 0 [is_post_type_archive] => 0 [post_type] => page [unique_id] => Z21Yct9-E4FFkaLTRy4xLgAAAAE [hash] => 9aeadd540290fc14a0aa940562995fe6 [dts] => 1735219314 [dt] => 2024-12-26 13:21:54 [ip] => 18.117.151.198 [is_logged_in] => 0 [referrer] => [user_agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com) ) ) )
UNAVAILABLE
Invalid Download Record.
Array ( [beliefmedia] => Array ( [bmsid] => dfaaa6b3864d7c9473e1cbc9a20d0723 [bmuid] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [user] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [geo] => Array ( [bmuid] => fbaae973070ce0869ac679594e6c1d7e42bb05e019ef4b3822d990afe984e5cc [bmuid_id] => 15765089 [ip] => 18.117.151.198 [bmsid] => dfaaa6b3864d7c9473e1cbc9a20d0723 [bmsid_id] => 15501644 [ip_id] => [xena_bmuid_ip_id] => 6979830 [ipaddress] => 18.117.151.198 [ipversion] => 4 [continent] => North America [continent_code] => NA [countrycode] => US [countryname] => United States [country_name] => United States [country_code] => US [region] => Ohio [regionname] => Ohio [state] => Ohio [cityname] => Columbus [city] => Columbus [latitude] => 39.96120000 [longitude] => -82.99880000 [timezone] => [zipcode] => [host] => ec2-18-117-151-198.us-east-2.compute.amazonaws.com [host_domain] => amazonaws.com [asn] => 16509 [aso] => Amazon.com, Inc. [full] => Array ( [city] => Array ( [names] => Array ( [en] => Columbus ) ) [continent] => Array ( [code] => NA [geoname_id] => 6255149 [names] => Array ( [de] => Nordamerika [en] => North America [es] => Norteamérica [fa] => امریکای شمالی [fr] => Amérique Du Nord [ja] => 北アメリカ大陸 [ko] => 북아메리카 [pt-BR] => América Do Norte [ru] => Северная Америка [zh-CN] => 北美洲 ) ) [country] => Array ( [geoname_id] => 6252001 [is_in_european_union] => [iso_code] => US [names] => Array ( [de] => Vereinigte Staaten von Amerika [en] => United States [es] => Estados Unidos de América (los) [fa] => ایالات متحدهٔ امریکا [fr] => États-Unis [ja] => アメリカ合衆国 [ko] => 미국 [pt-BR] => Estados Unidos [ru] => США [zh-CN] => 美国 ) ) [location] => Array ( [latitude] => 39.9612 [longitude] => -82.9988 ) [subdivisions] => Array ( [0] => Array ( [names] => Array ( [en] => Ohio ) ) ) ) [id] => Array ( [ip_id] => 112941 [suburb_id] => 5027 [state_id] => 1076 [country_id] => 219 [continent_id] => 8 [lat_lng_id] => 6746 ) [ms] => [timezone_id] => [ms_id] => ) [interest] => Array ( [undefined] => 1 ) [last_visit] => 1735219314 [page_id] => 9424 [unique_id] => Z21Yct9-E4FFkaLTRy4xLgAAAAE [server_ip] => 180.92.197.157 [pkey] => 5dade92790cd93e57e7b44b1b81e9359 [site_id] => c4164d9a10718cee31217113773e8b3e [post_status] => publish [is_administrator] => 0 [xena] => url=https%3A%2F%2Fraisefinance.com.au%2Ftest-page&sitehash=c4164d9a10718cee31217113773e8b3e&site_id=c4164d9a10718cee31217113773e8b3e&bmuid=788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47&bmuid_id=15765090&page_id=9424&post_type=page&post_type_id=20&is_lp=0&dts=1735219314&dt=2024-12-26+13%3A21%3A54&to_id=9424&referrer=0&domain_id=78&is_shortt=0&is_internal=0&from_id=0&is_from_front=0&is_from_blog=0&referrer_id=3778&lender_id=126&pairing_id=4728&bmsid=dfaaa6b3864d7c9473e1cbc9a20d0723&bmsid_id=15501645&is_mobile=0&is_conversion=0&is_home=0&is_blog=0&is_search=0&is_archive=0&is_post_type_archive=0&ip=18.117.151.198&is_bot=1&user_agent=Mozilla%2F5.0+AppleWebKit%2F537.36+%28KHTML%2C+like+Gecko%3B+compatible%3B+ClaudeBot%2F1.0%3B+%2Bclaudebot%40anthropic.com%29&user_agent_id=30&os_id=8&is_logged_in=0&unique_id=Z21Yct9-E4FFkaLTRy4xLgAAAAE&hash=9aeadd540290fc14a0aa940562995fe6&bmuid_ip_id=6979831&interest=undefined&interest_id=2&website_xena_id=7073702&title=Test+Page&published_date=24+January+2023&modified_date=2023-10-06T15%3A23%3A13%2B10%3A00&post_status=publish&post_thumbnail_id=0&post_thumbnail_url=0&post_name=test-page [xena_link] => Array ( [url] => https://raisefinance.com.au/test-page [is_internal] => 0 [bmuid_id] => 15765090 [bmuid] => 788428c4165dafa023104f1328724b9c6bd82ea8177a8022cf595309bad08d47 [sitehash] => c4164d9a10718cee31217113773e8b3e [bmsid] => 15501645 [page_id] => 9424 [from_id] => 0 [to_id] => 9424 [is_from_front] => 0 [is_from_blog] => 0 [is_mobile] => 0 [is_lp] => 0 [is_home] => 0 [is_blog] => 0 [is_archive] => 0 [is_post_type_archive] => 0 [post_type] => page [unique_id] => Z21Yct9-E4FFkaLTRy4xLgAAAAE [hash] => 9aeadd540290fc14a0aa940562995fe6 [dts] => 1735219314 [dt] => 2024-12-26 13:21:54 [ip] => 18.117.151.198 [is_logged_in] => 0 [referrer] => [user_agent] => Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; +claudebot@anthropic.com) ) ) )